What is Wedding Insurance?
Weddings are sacred and special events, but that doesn’t mean they’re free from potential accidents. Wedding insurance policies help protect Massachusetts couples and hosts from certain risks that come with holding a wedding.
Wedding insurance policies are a special form of event insurance. They’re specifically designed to meet the risk mitigation needs of couples and hosts who are holding weddings.
Who in Massachusetts Needs a Wedding Policy?
Most people who are holding weddings in Massachusetts should consider getting a wedding policy. This includes couples getting married, hosts paying for a wedding and property owners who are having a wedding on their property. Any of these people might be sued if something goes wrong at a wedding, and just the resulting legal fees can become expensive if not insurance protection is in place.
What Coverages Do Wedding Policies Offer?
Wedding policies normally offer multiple coverages in order to help protect policyholders from a range of potential risks. The coverages policies offer, however, aren’t always uniform. In many cases, wedding policies can be categorized into two groups depending on the coverages they afford.
Wedding liability insurance policies typically help protect against the liability risks that holding a wedding presents. For example, a wedding liability insurance policy might help pay legal fees and settlements if someone is hurt in a covered claim during the wedding and the policyholder is held responsible. Coverages that these types of policies may provide include: