What is dump truck insurance?
Driving dump trucks come with more risks than most other vehicles. The truck’s size and its cargo’s weight increase the risk of accident, and the damage caused in an accident can be especially bad. Dump truck insurance may help Massachusetts businesses mitigate these risks.
Dump truck insurance won’t stop something from happening on the road. It could offer increased financial protection in the event of a covered accident, though.
What businesses in Massachusetts need dump truck liability insurance?
Most businesses in Massachusetts that operate dump trucks are required per state law to have dump truck liability coverage. Physical damage and other coverages are broadly recommended, too.
Dump truck liability insurance generally protects against damage and injuries that a business’s driver is responsible for if there’s an accident. State law generally requires that dump trucks are insured with minimum liability protections, and higher limits are strongly recommended.
Generally, if a business in Massachusetts operates dump trucks, it will need dump truck liability insurance. State mandates usually stipulate multiple liability coverages.
Additional coverages can protect against damage to a truck and other risks. Lenders commonly require that financed trucks have protection against damage. Again, it and other protections are recommended in most cases.