What is General Liability Insurance?
General liability insurance provides general protection against a host of potential perils. A general liability policy may cover lawsuits arising from personal injury, damage to property, or slander or libel that the business is accused of being responsible for (specific coverages vary, depending on the policy).
In many ways, a business liability policy is a foundational insurance. It gives businesses a basic level of protection against a host of risks that most businesses face.
For additional, specialized coverage against risks that are unique to a business or industry, businesses can purchase other liability policies that add onto a business liability policy’s coverages. General liability coverage typically remains the foundation of a business’ insurance portfolio, though.
What Massachusetts Businesses Should Consider General Liability Coverage?
Many businesses in Massachusetts can benefit from the protections that general liability coverage affords. After all, this type of insurance is designed to provide protection from risks that are common to businesses across industries and regions. A manufacturer in Worcester, MA and a deli in Boston, MA might both want to purchase this type of insurance, even though they’re very different businesses.